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Welcome to CCSE Federal Credit Union
Welcome to CCSE Federal Credit Union. The Credit Union proudly serves the Salamanca (New York) community. Additionally, the employees of Ellicottville, Cattaraugus-Little Valley, and West Valley Central Schools, and the members of their immediate families are also served by the credit union. We also serve the employees of 14 area businesses and organizations.
Benefits of Credit Union Membership:
Credit Unions have members, not customers. Credit unions are member-owned, meaning each person who deposits money in a credit union becomes an owner of the credit union. A member is an owner because their deposit is considered a share of ownership. They are run by a volunteer Board of Directors elected by and from the membership. Each member has a vote in electing Board members and certain Committee members, and can run for election to the Board or Committees.
Advertised rates labeled "as low as" or "starting at" are credit score based and are equivalent to an A+ borrower with a 0.25% discount deducted. APY is the Annual Percentage Yield & APR is the Annual Percentage Rate. All rates are subject to change without notice. The rates advertised may not be available. Other terms and conditions may also apply. All rates, excluding Home Equities and Overdraft Protection, will receive a 0.25% discount if the member agrees to share transfer. Other terms and conditions may apply.
