| CCSE Federal Credit Union - Printable Rate Sheet | ||
| All rates are subject to change without notice. The rates advertised may not be available. Other terms and conditions may also apply. All rates, excluding Home Equities and Mortgages, will receive a 0.25% discount if the member agrees to share transfer. Other terms and conditions may apply. | ||
| All Rates are effective as of 6/1/2008 | ||
|
SAVINGS RATES |
||
|
TYPE |
RATE |
APY (Annual Percentage Yield) |
|
Share Account |
1.25% |
1.257% |
|
Summer Days |
1.25% |
1.257% |
|
Holiday Club |
1.25% |
1.257% |
|
12 Month Share Certificate (CD) |
2.50% |
2.5288% |
|
24 Month Share Certificate (CD) |
2.50% |
2.5302% |
| Savings & Club accounts require a $5 deposit to open, and $100 balance to earn interest. Fees may reduce earning on Savings Accounts. | ||
| CD's require a $1,000 minimum deposit to open & earn interest. A penalty of 90 days interest is applied to any share certificate that is withdrawn early. | ||
AUTO LOANS |
||
|
TYPE |
APR (Annual Percentage Rate) |
TERM |
|
New Car (2008's) & Used 2007's |
As low as 4.25% |
Up to 72 months |
Used 2006's |
As low as 5.25% |
Up to 60 months |
|
Used 2006 's (Under 50,000 miles) |
As low as 5.40% |
Up to 72 months |
|
Used 2005's |
As low as 6.25% |
Up to 48 months |
|
Used 2005's (Under 35,000 miles) |
As low as 6.40% |
Up to 60 months |
|
Used 2004's - 2002's |
As low as 7.25% |
Up to 48 months |
|
Used 2001's or Older |
As low as 7.75% |
Up to 36 months |
| Advertised rates labled "as low as" are credit score based and are equivalent to an A+ borrower with the 0.25% discount deducted. | ||
|
HOME EQUITY LOANS |
||
|
TYPE |
APR (Annual Percentage Rate) |
TERM |
|
5 Yr. Home Equity (Closed End) |
6.00% |
Up to 60 months |
| 10 Yr. Home Equity (Closed End) |
6.50% |
Up to 120 months |
| 15 Yr. Home Equity (Closed End) |
6.75% |
Up to 180 months |
|
Adjustable Rate Home Equity |
1% + Prime Rate |
Up to 180 months |
|
OTHER LOANS |
||
| TYPE | APR (Annual Percentage Rate) | TERM |
|
New Boats & RV's |
As low as 6.50% |
Up to 48 months |
|
New Boats & RV's |
As low as 6.75% |
Up to 72 months |
|
New Boats & RV's |
As low as 7.50% |
Up to 120 months |
|
Used Boats & RV's |
As low as 8.25% |
Up to 72 months |
|
Recreational Vehicles |
As low as 6.20% | Up to 48 months |
|
Other Secured |
As low as 6.25% |
Up to 48 months |
|
Unsecured |
As low as 8.25% |
Up to 60 months |
|
Line of Credit |
As low as 7.25% |
Open Ended |
|
Mobile Home |
9.00% |
Up to 96 months |
|
Overdraft Protection |
18.00% |
Open Ended |
|
Share Secured |
3.00% + Share Rate |
Up to 96 months |
|
Share Certificate Secured |
3.00% + Share Certificate Rate |
Up to 96 months |
| Advertised rates labled "as low as" are credit score based and are equivalent to an A+ borrower with the 0.25% discount deducted. | ||