| Rate Information: | |
| Choose below to see specific rates: | |
| Email your loan questions right to our loan department: loans@ccseonline.com | |
| All rates are subject to change without notice. The rates advertised may not be available. Other terms and conditions may also apply. All rates, excluding Home Equities and Mortgages, will receive a 0.25% discount if the member agrees to share transfer. Other terms and conditions may apply. | |
| • Advertised rates labled "as low as" are credit score based and are equivalent to an A+ borrow with the .25% discount deducted. | |
| • Savings & Club accounts require a $5 deposit to open, and $100 balance to earn interest. | |
| • CD's require a $1,000 minimum deposit to open & earn interest. | |
| • APY = Annual Percentage Yield | |
| • See Accounts page for more information regarding Home Equity Loans. | |
| Click HERE for a print-friendly rate sheet. | |
| SAVINGS RATES | ||
| TYPE | RATE |
APY |
| Share Account | 1.25% |
1.257% |
| Summer Days | 1.25% |
1.257% |
| Holiday Club | 1.25% |
1.257% |
| 12 Month Share Certificate (CD) | 3.00% |
3.041% |
| 24 Month Share Certificate (CD) | 2.75% |
2.786% |
TYPE |
RATE |
TERM |
New Boats & RV's |
As low as 6.50% |
Up to 48 months |
As low as 6.75% |
Up to 72 months |
|
As low as 7.50% |
Up to 120 months |
|
Used Boats |
As low as 8.25% |
Up to 72 months |
Recreational Vehicles |
As low as 6.20% |
Up to 48 months |
TYPE |
RATE |
TERM |
Other Secured |
As low as 6.25% |
Up to 48 months |
Unsecured |
As low as 8.25% |
Up to 60 months |
Line of Credit |
As low as 7.25% |
Open End |
Mobile Home |
9.00% |
Up to 96 months |
Overdraft Protection |
18.00% |
Open End |
Share Secured |
3.00% + Savings Rate |
Up to 96 months |
Share Certificate Secured |
3.00% + CD Rate |
Up to 96 months |
TYPE |
RATE |
TERM |
Home Equity (Closed End) |
6.00% |
Up to 60 months |
6.50% |
Up to 120 months |
|
6.75% |
Up to 180 months |
|
Adjustable Rate Home Equity |
1% + Prime Rate |
Up to 180 months |