Lending Rates
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Email your loan questions directly to our loan department: loans@ccseonline.com
All rates are subject to change without notice. The rates advertised may not be available. Other terms and conditions may also apply. All rates, excluding Home Equities and Overdraft Protection, will receive a 0.25% discount if the member agrees to share transfer. Other terms and conditions may apply.
All Rates are effective as of 3/1/2010
For a printable rate sheet, please click HERE
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AUTO/VEHICLE LOAN RATES (Includes Motorcycles)
2010 & Used 2009 Autos
As low as 4.25% APR *
Up to 72 months
2008 Autos
As low as 5.25% APR *
Up to 60 months
2008 Autos (Under 50K miles)
As low as 5.40% APR *
Up to 72 months
2007 Autos
As low as 6.25% APR *
Up to 48 months
2007 Autos (Under 35K miles)
As low as 6.40% APR *
Up to 60 months
2006's - 2004's Autos
As low as 7.25% APR *
Up to 48 months
2003's or Older Autos
As low as 7.75% APR *
Up to 36 months
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RECREATIONAL VEHICLE LOAN RATES
New Boats & RV's
As low as 6.50% APR *
Up to 48 months
New Boats & RV's
As low as 6.75% APR *
Up to 72 months
New Boats & RV's
As low as 7.50% APR *
Up to 120 months
Used Boats
As low as 8.25% APR *
Up to 72 months
Recreational Vehicles
As low as 6.20% APR *
Up to 48 months
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LOAN RATES
Other Secured
As low as 6.25%* APR
Up to 60 months
Unsecured
As low as 8.25%* APR
Up to 60 months
Line of Credit
As low as 7.25%* APR
Open End
Click HERE for our Line of Credit Repayment Schedule
Mobile Home
9.00% APR *
Up to 96 months
Overdraft Protection
18.00% APR *
Open End
Share Secured
3.00% + Savings Rate
Up to 96 months
Share Certificate Secured
3.00% + CD Rate
Up to 96 months
* = Advertised rates labeled "as low as" are credit score based and are equivalent to an A+ borrower with the 0.25% discount deducted. APR is the Annual Percentage Rate.
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HOME EQUITY LOAN RATES
Closed-End Home Equity
6.00% APR *
Up to 60 months
Closed-End Home Equity
6.50% APR *
Up to 120 months
Closed-End Home Equity
6.75% APR *
Up to 180 months
Adjustable Rate Home Equity
1% + Prime Rate
Up to 180 months
The amount you can borrow is based on your credit score. A+, A, and B scores can borrow up to 90% of the appraised value of the home. C and D scores can borrow up to 80%, and E or lower can borrow up to 70%. APR is the Annual Percentage Rate.
©
© 2010 CCSE Federal Credit Union
417 Broad St., Salamanca, NY 14779
(716) 945-5340 • Fax: (716) 945-5351
24/7 Phone Banking:
(716) 945-7800 or toll free 1-877-CCSE096
Lobby: Monday-Friday 9am-5pm Drive-Thru: Monday-Thursday 9am-5pm; Friday 9am-6pm
©
   

 

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